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Treat Now, Pay Later

Cherry & Demo Cherry Financing

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With Cherry financing, you can receive the treatments you need now with smaller, more manageable monthly payments.

  • Quick Application
  • No Hard Credit Check
  • Flexible Payment Options
  • High Approval Rates

How It Works

Cherry allows you to choose from a range of monthly payment plans, including some plans with qualifying 0% APR options. Cherry’s application process is fast, allowing you to begin your treatment and start enjoying your smile sooner. All you need to get started is your state ID and phone number! Once you are approved, you can use Cherry’s 24/7 self-serve patient portal to manage your payment options and financing plans.

Payment Plan Calculator

Use our payment calculator to estimate your monthly payments and find the flexible financing option that works for you.

Payment Calculator

Frequently Asked Questions

How long is my approval valid for?

Approvals are valid for 30 days. Once that time period expires, you are welcome to reapply.

Can I increase my approval amount?

Once you’re approved, you’re approved for the maximum amount based on your financial background. Therefore, the amount cannot be increased.

Can I pay this off early?

Yes, Cherry does not have any prepayment penalties. If you have interest and pay off early, you’ll even avoid some of that interest.

Does my 0% APR offer expire?

No, if you’re eligible for a 0% APR offer, it doesn’t expire for the current approval. For example: If you were approved for a 6 month term with 0% APR, this promotion is valid until the end of term as long as you stay current with your payments.

How much is my down payment and when is it due?

Once you input your purchase price, you’ll be provided with the options you have for down payment. It is due when the practice confirms they will need the funds in order to move forward with your services. Remember to bring your bank issued debit or credit card* when you are ready for checkout.
*Making payments via Pre-Paid Debit Card or Credit Card will result in a 2.99% processing fee. There is no processing fee for making a down payment with a traditional Debit Card.

How are refunds handled?

To request a refund, please contact Demo Cherry Technologies directly. We defer to the refund policies put in place by Demo Cherry Technologies and cannot initiate a refund without their approval. Once Demo Cherry Technologies authorizes a refund we will deposit the refunded amount (full or partial) into your account. Your Cherry account status and loan balance are adjusted accordingly. If a partial refund is issued, your loan amount will be adjusted to reflect your new remaining balance. If a refund is issued in full, any payments made on your loan will be returned to you.

Does Cherry report to the credit bureaus?

Yes, Cherry may report the status of our borrowers’ accounts to Equifax, one of the major credit bureaus.

Will missing payments on my account with Cherry hurt my credit?

Once you take out a loan with Cherry, we may report repayment information about your account to the consumer reporting agencies. Loans that are marked as delinquent may have a negative impact on your credit score.

Manage My Plan

You can manage your payment plan using our patient portal!

Patient Portal